What is bypass fraud, and why is it a threat to telecom operators?

Bypass fraud occurs when fraudsters use SIM Boxes or other techniques to route international calls as local calls, bypassing the international gateway and causing significant revenue loss for telecom operators. It can also degrade network quality, resulting in poor service for customers. Implementing a bypass fraud prevention solution is essential to safeguarding revenue and maintaining service quality.

What is bypass fraud, and why is it a threat to telecom operators?

Bypass fraud occurs when fraudsters use SIM Boxes or other techniques to route international calls as local calls, bypassing the international gateway and causing significant revenue loss for telecom operators. It can also degrade network quality, resulting in poor service for customers. Implementing a bypass fraud prevention solution is essential to safeguarding revenue and maintaining service quality.

What is bypass fraud, and why is it a threat to telecom operators?

Bypass fraud occurs when fraudsters use SIM Boxes or other techniques to route international calls as local calls, bypassing the international gateway and causing significant revenue loss for telecom operators. It can also degrade network quality, resulting in poor service for customers. Implementing a bypass fraud prevention solution is essential to safeguarding revenue and maintaining service quality.

What is bypass fraud, and why is it a threat to telecom operators?

Bypass fraud occurs when fraudsters use SIM Boxes or other techniques to route international calls as local calls, bypassing the international gateway and causing significant revenue loss for telecom operators. It can also degrade network quality, resulting in poor service for customers. Implementing a bypass fraud prevention solution is essential to safeguarding revenue and maintaining service quality.

What is bypass fraud, and why is it a threat to telecom operators?

Bypass fraud occurs when fraudsters use SIM Boxes or other techniques to route international calls as local calls, bypassing the international gateway and causing significant revenue loss for telecom operators. It can also degrade network quality, resulting in poor service for customers. Implementing a bypass fraud prevention solution is essential to safeguarding revenue and maintaining service quality.

Revenue Assurance, Transaction Monitoring & AML Compliance for Digital Financial Ecosystems

Assure Fintech is LATRO’s dedicated solution for Fintechs, delivering Revenue Assurance, Fraud & Fraud & Risk Management, and AML Compliance to secure mobile money and digital wallet ecosystems.

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Designed for both mobile money providers and fintechs, Assure Fintech enables organizations to protect revenues, detect suspicious activity, and meet growing AML regulatory obligations across high‑volume, multi‑partner financial environments.

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Why Assure Fintech?

As digital wallets, instant payments, and embedded finance scale globally, fintechs face increasing pressure to ensure transaction integrity, prevent fraud, and comply with evolving AML and regulatory frameworks.

Regulators expect fintechs—regardless of ownership model—to demonstrate:

transaction level visibility and assurance

effective fraud and risk controls

auditable AML and compliance processes

EFFICIENCY

Effortlessly integrates data from various sources and formats, ensuring a smooth and unified data flow from Mobile Money platforms, GSM services, and third-party providers.

POWERFUL RECONCILIATION

Advanced Reconciliation and Re-Rating Engines to support real-time and scheduled jobs to alarm business users of discrepancies and revenue leakage. Made available through drill-down dashboard reporting.

MODULAR SCALABILITY

The chosen system technologies combine the efficiencies of mass production of controls &reports with the ability to tailor data processing, business rules, and deliverables to individual MMPs through a modular approach.

ADAPTABLE FRAUD CONTROLS

Configurable thresholdrules exposed via the Rule Engine, intended to support continuous rule refinement needs and built-in ability to support tomorrow’s risk scenarios.

Assure Fintech provides a unified assurance and compliance platform purpose built for the realities of modern digital financial services.

Built for Regulated Fintech Environments

Fintechs operating digital wallets and payment services are primarily subject to AML/CFT regulations in most major jurisdictions. Regulators increasingly require:

Risk-Based Online Transaction Monitoring

SAR/STR Report Preparation

auditable investigation workflows

consistent controls across partners and platforms

Assure Fintech helps fintechs operationalize compliance, not just document it—reducing regulatory risk while supporting scalable growth.

Assure Fintech Modules

Assure Fintech is organized around three modules, designed to address real‑world fintech use cases.

Revenue Assurance

Ensure financial accuracy across complex fintech ecosystems

Assure Fintech safeguards revenues by validating transaction completeness and correctness across wallets, partners, and financial systems.

Key capabilities include:

End‑to‑end transaction reconciliation

Detection of missing events, reversals, and settlement mismatches

Fee, commission, and revenue re‑rating

Exception driven workflows with drill‑down visibility

Dashboards for finance, operations, and management

This module enables fintechs to identify and eliminate revenue leakage in high-volume, multi-party environments.

Learn More.

Fraud & Risk Management

Detect suspicious behavior before it becomes loss or exposure

Key use cases include:

Velocity and burst transaction monitoring

Threshold based and pattern‑driven fraud detection

KYC and transaction event-based Risk Scoring Engine

Whitelist and blacklist management

Investigation led workflows with full transaction drill‑down

This module supports early intervention, reducing financial loss and operational disruption.

Learn more.

AML Compliance

Support regulatory readiness with integrated AML controls

Assure Fintech enables fintechs to meet AML and regulatory obligations through integrated monitoring, detection, and reporting workflows.

AML capabilities include:

Sanctions and PEP screening to validate wallet onboarding procedures

Transaction monitoring aligned to regulatory thresholds

Detection of High Risk AML Typologies including smurfing, structuring, and ponzi activities

AML investigation workflows and tools including Link Analysis

Configurable compliance reporting (e.g. SAR / STR formats)

AML capabilities are embedded into daily operations, helping compliance teams move from reactive reporting to proactive risk management.

Learn More.

Key Platform Features

Based on direct market and operator feedback, Assure Fintech emphasizes features that deliver real operational and compliance value:

Link Analysis to uncover hidden relationships and coordinated activity

Integrated Transaction Monitoring across wallets and partners

KYC & Screening Support aligned with AML requirements

Investigation led workflows for compliance and fraud teams

Configurable rules and thresholds without heavy backend dependency

Audit ready reporting and traceability

Rate Management configuration and scheduling portal

Scalable ETL to support ease of expansion for new data feeds

Key Benefits

With Assure Fintech, organizations can:

Protect revenues across complex fintech ecosystems

Detect fraud and suspicious activity early

Support AML compliance and regulatory readiness

Reduce operational, financial, and compliance risk

Improve audit confidence and reporting efficiency

Scale digital financial services with control and transparency

Download the brochure

Designed for Fintech Decision ‑Makers

Assure Fintech is built for:

Heads of Compliance and Risk

Head of AML

Fraud and Revenue Assurance teams

Finance and Operations leaders

Executive teams responsible for regulatory exposure

The LATRO Assure Fintech platform balances technical depth with operational usability, ensuring both investigative teams and decision ‑makers get actionable insight.

A Unified Assurance & Risk Compliance Platform for Fintechs

Assure Fintech is not just a “point solution”.

It is a foundational assurance, fraud, and compliance layer for modern digital financial services—designed to support:

Standalone Fintech and Digital Wallet Providers

Mobile money operations supported by Mobile Network Operators

Multi‑partner and ecosystem‑based payment models

With Assure Fintech, fintechs can protect revenues, detect risk, and meet AML obligations with confidence—at scale.

Don’t let complex reconciliation and fraud undermine your success. Schedule a demo today and see how LATRO can safeguard your financial future.

Schedule a demo today

Download Free Assure Fintech Brochure

Download Free Assure Fintech Brochure Here

Download for FREE

What our costumers say

MTN Afghanistan

A Continuing Beacon of Success in the Mobile Industry – MTN Afghanistan’s Journey to Operational Excellence.

More About this Case

Halotel Tanzania

Empowering Halotel Tanzania Significant Revenue Growth with Bypass Fraud Management Solutions.

More About this Case

Customer Retention

MarketingX Solution for a Leading Digital Payment Provider

More About this Case

SIM Farms, OTPs, and Fake Social Media Accounts

More About this Case

Our Offering

Request a Meeting

telecom

Safeguard your network and revenue with our AI-powered solutions for performance monitoring, fraud management, and revenue assurance.

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Fintech

Unlock growth and security in the digital finance world. Our solutions combat fraud, streamline operations, and ensure compliance for mobile money and beyond.

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FORENSICS

Get to the truth with our cutting-edge digital forensics services. Expert analysis and evidence gathering for legal professionals and law enforcement.

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FAQ

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What is bypass fraud, and why is it a threat to telecom operators?
Bypass fraud occurs when fraudsters use SIM Boxes or other techniques to route international calls as local calls, bypassing the international gateway and causing significant revenue loss for telecom operators. It can also degrade network quality, resulting in poor service for customers. Implementing a bypass fraud prevention solution is essential to safeguarding revenue and maintaining service quality.
What is bypass fraud, and why is it a threat to telecom operators?
Bypass fraud occurs when fraudsters use SIM Boxes or other techniques to route international calls as local calls, bypassing the international gateway and causing significant revenue loss for telecom operators. It can also degrade network quality, resulting in poor service for customers. Implementing a bypass fraud prevention solution is essential to safeguarding revenue and maintaining service quality.
What is bypass fraud, and why is it a threat to telecom operators?
Bypass fraud occurs when fraudsters use SIM Boxes or other techniques to route international calls as local calls, bypassing the international gateway and causing significant revenue loss for telecom operators. It can also degrade network quality, resulting in poor service for customers. Implementing a bypass fraud prevention solution is essential to safeguarding revenue and maintaining service quality.
What is bypass fraud, and why is it a threat to telecom operators?
Bypass fraud occurs when fraudsters use SIM Boxes or other techniques to route international calls as local calls, bypassing the international gateway and causing significant revenue loss for telecom operators. It can also degrade network quality, resulting in poor service for customers. Implementing a bypass fraud prevention solution is essential to safeguarding revenue and maintaining service quality.
What is bypass fraud, and why is it a threat to telecom operators?
Bypass fraud occurs when fraudsters use SIM Boxes or other techniques to route international calls as local calls, bypassing the international gateway and causing significant revenue loss for telecom operators. It can also degrade network quality, resulting in poor service for customers. Implementing a bypass fraud prevention solution is essential to safeguarding revenue and maintaining service quality.

GET IN TOUCH

Ready to Transform Your Telecom Business? Discover how LATRO’s Assure portfolio can boost efficiency, reduce costs, and drive growth. Book your free consultation today!s.

Regulators expect fintechs—regardless of ownership model—to demonstrate:

Revenue Assurance, Transaction Monitoring & AML Compliance for Digital Financial Ecosystems

Designed for both mobile money providers and fintechs, Assure Fintech enables organizations to protect revenues, detect suspicious activity, and meet growing AML regulatory obligations across high‑volume, multi‑partner financial environments.

Why Assure Fintech?

EFFICIENCY​

POWERFUL ​ RECONCILIATION​

MODULAR ​SCALABILITY​

ADAPTABLE ​FRAUD CONTROLS​

Assure Fintech provides a unified assurance and compliance platform purpose built for the realities of modern digital financial services.

Built for Regulated Fintech Environments

Risk-Based Online Transaction Monitoring

SAR/STR Report Preparation

auditable investigation workflows

consistent controls across partners and platforms

Assure Fintech helps fintechs operationalize compliance, not just document it—reducing regulatory risk while supporting scalable growth.

Assure Fintech Modules

Revenue Assurance

Fraud & Risk Management

AML Compliance

Key Platform Features

Key Benefits

Protect revenues across complex fintech ecosystems

Detect fraud and suspicious activity early

Support AML compliance and regulatory readiness

Reduce operational, financial, and compliance risk

Improve audit confidence and reporting efficiency

Scale digital financial services with control and transparency

Designed for Fintech Decision ‑Makers

The LATRO Assure Fintech platform balances technical depth with operational usability, ensuring both investigative teams and decision ‑makers get actionable insight.

A Unified Assurance & Risk Compliance Platform for Fintechs

Download Free Assure Fintech Brochure Here

What our costumers say

MTN Afghanistan

Halotel Tanzania

Customer Retention

SIM Farms, OTPs, and Fake Social Media Accounts

Our Offering

telecom

Fintech

FORENSICS

FAQ

What is bypass fraud, and why is it a threat to telecom operators?

What is bypass fraud, and why is it a threat to telecom operators?

What is bypass fraud, and why is it a threat to telecom operators?

What is bypass fraud, and why is it a threat to telecom operators?

What is bypass fraud, and why is it a threat to telecom operators?

GET IN TOUCH

Managed Services Brochure

Case Study Bypass Shield Whitepapter

Assure Fintech Brochure

EFFICIENCY

POWERFUL RECONCILIATION

MODULAR SCALABILITY

ADAPTABLE FRAUD CONTROLS